The main reason
I’m able to successfully work within minimal and extreme budgets is because I
am always thinking ahead. Very little of
what I buy is something I need right now.
I plan ahead and I shop ahead.
I meal plan a
list of dinner entrees I want to eat based on food I already have in the
house. I prepare those meals with the
idea that I will have leftovers.
Typically half of the meals I prepare end up in the freezer to be eaten
a month or so down the road while the other half is eaten now. Doing this not only saves me money on
groceries, but it also saves on my electric bills by running the stove and oven
far less, not to mention it saves me a lot of time as well. Because there is always a prepared meal in my
freezer at any given time all I have to do is heat it up in the microwave and
I’m ready to eat which is perfect if I’m busy or just don’t feel like cooking
that day.
Before I do any
shopping of any kind I shop my shelves
first pulling items I will need to
prepare meals, do laundry, take a shower or clean my home. My long term food storage (LTFS) is my in home grocery store. I transfer items as I need them into my working pantry and then add whatever
I’ve pulled from there to my running shopping list.
I keep a running
list going at all times with the idea that I’ll be purchasing those items
within the next two months. That allows
me to take advantage of sales cycles so I am able to acquire the items I want
or need at the best possible price. I very
rarely purchase anything at the regular price.
If I am not able to get a sales price on something I will pick it up at
the store I know has the best prices on those particular items or simply do
without and transfer it to my next shopping list to wait again for a sale or
better pricing.
Tracking my
expenses helps me to know what prices are typically like for the items I
buy. I check the sales flyers every week
to see if items on my shopping list have gone on sale. I also participate in store rewards programs
which give me access to better pricing, digital coupons to use for additional
savings - cash back offers, discounts on fuel, manufacturer rebates, free
products and promotional offers. Pairing
sales prices with digital coupons is something I commonly do to save the most
amount of money.
I also track my
usage, especially when it comes to my nonfood items such as toiletries, paper
products and household supplies. By
writing the date on the bottom of the bottle or package whenever I open
something I’m able to track how long it takes me to use it up. This is great information for me to have so I
know how much of anything I need to keep on hand as well as to project ahead
for when I’ll need to purchase replacement items. Knowing a large bottle of shampoo and
conditioner will last me well over a year means I only need to stockpile one
extra bottle of each on my shelf and because this is a slower moving item I
also know I have a long time to find the best deal before I make that purchase.
When it comes to
clothing and linens I also keep a running list of items I project will need to
be added or replaced. I make no claims
to be a fashionista and I don’t really care for that kind of shopping to
entertain myself so to me clothing is simply utilitarian. I buy what I need to appropriately clothe
myself for the activities I participate in.
One of my rules of thumb that I’ve followed for years is to buy one bra,
three pair of socks, three pair of underwear, a good pair of pants and two tops
each year. I buy a pair of good quality
shoes for daily use every six months.
Finding these items on sale, at outlet stores, clearance and/or with
coupons or gift cards saves me a lot of money on clothing.
With linens,
primarily sheets, towels, dish cloths, wash cloths, bath mats or rugs, etc, I
buy the best quality I can afford at the best possible price. These items last me a very long time because I literally will use them until they are
completely worn out. My last bedspread
and pillow sham set was ten years old before I replaced it as was my set of
Egyptian cotton bed sheets. My current
set of bath towels are nearing the twenty year mark and still going
strong. Because these are items I
launder on a regular basis I do spend the money up front to get the best
quality I can afford.
I am not brand
loyal nor am I loyal to any one particular store. I shop where the prices and quality are best
for me. I do find I like to get my
linens from JC Penney, my bras and underwear from JC Penney or Dillards, shoes
at DSW or Encore, pants and tops from Costco or JC Penney and sometimes Amazon. With groceries and household items I go to
several stores – Winco, Albertson’s, Fred Meyer, Costco and occasionally
Wal-Mart and Target. I seldom shop at
outlet stores or thrift stores because their pricing is no longer what it used
to be and I don’t find the value in it anymore.
I will also admit, I do prefer new items over used, in most cases.
I hope you find
this information inspiring and helpful.
If you have any great tips for saving money or about your particular
shopping habits please consider sharing them in the comments so we can all
learn from each other.
We shop the same way! I do like that you write on a product when you open it so you know how long it typically lasts. I thought about that before but haven't done it. Now I will so I don't over stock on anything.
ReplyDeleteI discovered your blog through “If you do stuff, stuff gets done”. I am also enjoying and picking up helpful tips from your archives at your old blog as well.
ReplyDeleteMelanie