Over the years I’ve
come up with a variety of schedules, routines and processes for running my
household and my life. It has been a lot
of trial and error. Now that I’m retired
from the full time workforce and have subsequently become an empty nester I’ve
spent the last two years readjusting, deleting and tweaking my systems. Why?
Because I want my Golden Years to be, well… Golden.
My first
priority when it came to planning my retirement was to be as financially secure
as possible. My current financial
portfolio may not be all that impressive to some, but it impresses the heck out
of me. Part of that system I’ve put into
place is to remain debt free, keep and maintain my savings account and an emergency fund, grow my retirement
accounts and live very well within my means.
I work every day
to keep and maintain my home and safeguard my assets. I try not to keep anything that I don’t find
useful or enjoyable which meant I did a major decluttering of my entire home, inside and out. I’ve steadily worked on landscaping and
maintenance. I make repairs as needed
and have planned out future upgrades and replacements.
Do you have enough?? 😄 |
One thing the
pandemic taught me was that a stockpile is essential. Since then I’ve been working on and
maintaining my long term food storage
as well as a solid supply of household items and pet supplies. I have a winter stock up schedule I’ve been
using for years that helps me make sure I’ve got my bases covered before the
extreme weather and higher power bills hit during December, January and February.
Having a backup
plan is also essential. Having alternate
transportation sources was one of those things I wanted to make sure I had
available to me during retirement. I am
blessed that I am able to walk and ride a bicycle. I added an E bike to my garage and I’ve started using the public bus to get me
where I need to go most of the time so I am now able to rely less on my
vehicles and am less affected by rising and unpredictable gas prices.
Even the way I clean my house and cook my meals on a regular basis is now a system I’ve put in
place. By being more efficient my home
is clean and tidy, but more importantly it is manageable. Even if I’m ill or tired I can still
adequately take care of my home and do my laundry without becoming overwhelmed.
I still meal plan and shop ahead. I prepare my food so that I’m cooking my
meals and also meal prepping future
meals at the same time. Housekeeping and
cooking no longer seem like chores to me anymore and are quite enjoyable with
the added luxury that if I want to take a break from it I can.
Simplifying and
streamlining my home and my processes has so many added benefits. My home and the contents inside of it do not
own me. I am able to quickly and easily
take care of things without devoting a lot of time and energy to any one thing. I work less and play more. I made the decision to keep my wants and needs
so simple that I’m not financially stressed.
At no time do I feel like I can’t afford to do or buy anything, within
reason, of course. Because of this I’m
able to enjoy myself and pursue what interests me most. That is how retired life is supposed to be.
I agree!
ReplyDeleteThank you Gina! :)
DeleteI have told you before that your approach to retirement is goals! It's good to see you looking so happy and healthy! That's the way it should be! I'm here for all of your tips!
ReplyDeleteI'm so glad Mandy. Thank you! XX
DeleteYou're such a great example!
ReplyDeleteI'm working on making meals less of a chore. I used to meal plan when I had kids at home but I'm thinking I might need to do that for myself now. Plus I'm working towards having freezer meals as you posted about recently.
I was thinking I wouldn't need a meal plan once I was on my own, but it really helps me a lot. Thank you Margaret! :o)
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